Most Common Medicare Misconceptions
Most people approaching 65 believe they understand Medicare. They’ve heard the word their whole lives, they know it covers seniors, and they assume they’ll figure it out when the time comes. Then the enrollment window arrives and suddenly there are letters from the government, confusing plan options, premium costs nobody warned them about, and deadlines that, if missed, result in lifetime penalties you can never undo.
- You're confused by Parts A, B, C, and D and what each one actually covers
- You don't know if you should take Medicare now or wait because you're still working
- You're turning 65 and you're not sure when — or even how — to sign up for Medicare
- You've heard Medicare is "free" and you're worried about what it actually costs


